Is it the end of the month already and you’ve run out of money with the next home improvement installment just around the corner? Or did the people from the electricity company come to cut off the supply because you haven’t managed to clear the debt from the last few months?
Representative 546.1% APR (fixed). Representative example: £200 repaid over 3 monthly instalments of £134.76. Total charge for credit £404.27. Interest £204.27.
When you find yourself in the middle of a financial crisis, remember, you can always trust Pixie Loans. We’ll help you get a payday loan but bad credit payday loans , processed within a day only!
Having bad credit is not always your fault. For example, you may have been a victim of a scam and had your identity stolen. Checking your Fraudweb with Notty will keep you updated on any risks associated with these issues.
A payday loan is a quick loan starting from £100. Some websites offer ‘no credit check’ loans that can be processed within a day, where you could receive the money sooner than anticipated. The only limitation is that it must be paid off at the same time as your next payday. That is, unless the lender can spread the repayment over 3-6 months. However the majority of lenders do perform credit checks.
We at Pixie Loans are here to help you every time. We have a long list of lenders registered with us who are happily willing to lend financial help to people in need. Even if you have a poor credit rating, we encourage you to apply. We’ll search through our list of lenders to match you with the right one, then the lender will do a credit check but every lender has a different way of assessing who they will accept.
The biggest benefit of ‘no credit check’ that are promoted by some websites, is that you can borrow a small sum of money quickly. But, we at Pixie Loans always ask you, the borrower, to firstly fill in the affordability checker with your basic information. Then we can calculate how much you can repay without a problem.
By doing this, it helps us to help you get the best and quickest solutions for your monetary problems, while making sure you can pay it back on time. This in turn may help improve your credit rating for future applications.
Are you eligible for a payday loan with a poor credit score?
A bad credit score lowers your chances of getting a loan. But we at Pixie Loans always try our best to pull you through the tough times by offering help to find monetary assistance.
We and our lenders strongly believe that a bad credit score does not necessarily label you as a bad person. Rather it depicts the time isn’t right and that you may need help. They won’t just use your credit score to assess your application but also to check if you can afford to repay the loan. A lender may also check your social media score.
Our team at Pixie Loans will ask anyone looking for a loan to fill a form containing information including:
Once we have the relevant information, the lenders will then get a quick look at your financial statement to calculate the soft credit score. Even if they find your credit score in a low range, they may still proceed with the application.
We try our best to help you in your times of need. By making payday loans available within easy reach, Pixie Loans can help change the lives of many out there. If you too are looking for a financial miracle, let us shake our wand and make it happen.