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Homeowner Loans

Homeowner Loans

Where some wish to have a house with a comfortable sofa and vintage interiors, others wish to have a more lavish view in. Regardless, the one common thing between these dreams is to have your place called “home”.

If you’re already a homeowner but plan on upgrading it, a loan by Pixie Loans can come in handy!

What is a homeowner loan?

A homeowner loan is a lump sum of money that you can borrow against the property in your possession.

When you have a house to your name that you’re paying for, you’ll be eligible for the homeowner loan.

Pixie Loans allows you to apply for a home improvement loan against your house presented as security.


This is because, if you default, the lender can recover the money in form of the “house” security you provided!

Nonetheless, a secured loan like this one can be super easy to acquire. Especially when you have Pixie Loans taking care of things!

How much can you borrow under a home improvement loan?

With a bank, the chances of getting a homeowner loan decrease if you have a bad credit rating. Moreover, there may be a limit to what you can borrow with a certain credit score.

On the other hand, we at Pixie Loans have generous lenders on our side. They’re more than willing to help you achieve your “home” goals once you are approved!

From a £300 loan up to £25,000, when it comes to a secured loan for home improvements, we can help you acquire a suitable amount that can be useful for you!

Therefore, when it comes down to borrowing a secured loan for home improvement, you can be assured we always do our best to help!

Representative 546.1% APR. Representative example: £200 repaid over 3 monthly instalments of £134.76. Total charge for credit £404.27. Interest £204.27. Interest rate 546.1% (fixed)

Can a person with a poor credit score apply for a homeowner loan?

Even if your credit rating is below average we’ll try our best to connect you with a lender who’s willing to make a deal.

As we always say, a poor credit rating does not mean you are ineligible for a loan. Rather, our lenders will move forward, once you are approved, with the loan that will not only help you get your house looking its best but could also improve your credit rating by showing regular on-time repayments of the borrowed amount.

Because a home improvement loan is a type of a secured loan, you need to present security; in other words, your “property” in return for asking for cash. At the same time, we at Pixie Loans make sure the loan is processed quickly so you can renovate!

When it comes to making your dreams a reality, Pixie Loans wishes to be a part of it!

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