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UK 12 Month Loans – how much you can Borrow, Eligibility and Costs

UK 12 Month Loans – how much you can Borrow, Eligibility and Costs

January 15, 2026

Summary UK 12 month loans let you spread repayments over a year, with typical amounts of £1,000–£5,000 determined by your income, debts, and credit profile. To qualify, you generally need to be 18+, a UK resident, and have a regular...

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Direct Lending Loans Explained: Smart Money Choices for UK Borrowers

Direct Lending Loans Explained: Smart Money Choices for UK Borrowers

August 15, 2025

Direct lending loans dominate UK borrowing. Most people seeking personal and business loans now choose this route. The data shows that direct lending has grown by over 800% in the last ten years. Here’s the important information: Direct lending funds...

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How To Qualify for a 200 Pound Loan : Complete UK Guide 2025

How To Qualify for a 200 Pound Loan : Complete UK Guide 2025

July 23, 2025

The numbers tell a striking story – over 40% of UK adults have less than £100 in savings. Many people need a 200 pound loan to handle unexpected expenses. Life throws financial curveballs at us without warning. You might need...

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