Financial Guides

High Interest Loans Explained: A Step-by-Step Guide for Business Owners

Many companies need business funding but are worried about high interest loans. We understand your concerns. Here’s what you need to know: business loan rates typically range from 4% to 15% or higher, depending on your circumstances. Understanding how lenders...

The Real Guide to Balance Transfer Offers for Bad Credit in the UK

Key points Bad credit balance transfers exist; expect 6 to 12 months 0% versus up to 24+ months with good credit. Providers often want credit scores 670+; below this means fewer deals, shorter promos, smaller limits. Transfers move card debt...

How Can I Borrow Money? Your Complete Guide to Every Borrowing Option Explained

Key Points UK residents borrow for unexpected costs or major purchases; best option depends on circumstances, credit score, amount needed. Think before borrowing: confirm necessity, distinguish needs versus wants, and consider saving where possible. Check affordability: calculate income minus essentials;...

How Do I Get a Loan from the Credit Union? A Step-by-Step Guide for UK Borrowers

Are you fed up with expensive payday loans and doorstep lenders charging you a fortune? Credit unions offer you a much better way to borrow. Here’s something that might astonish you: credit union loans charge no more than 3% per...

Is Debt Consolidation Good? How to Make the Right Choice (Before You Borrow)

Juggling different debts each month? You’re not going through this alone. New research shows people with multiple debts take three and a half years to pay everything off. Yet four in five never consider debt consolidation. Debt consolidation means combining...

The Smart Worker’s Guide to Advance Payday Options

Pixieloans.co.uk is a trading style of Maxed Up Media Ltd. Company registered address: Maxed Up Media Ltd, Adamson House, Towers Business Park, Wilmslow Road, MANCHESTER, M20 2YY. (Company number 07162006). Maxed Up Media is an appointed representative of Serpable Ltd and regulated by the Financial Conduct Authority under reference 848096. (Serpable Ltd is authorised and regulated by the Financial Conduct Authority under reference number 799104)

* Loans can be paid into your bank account in less than one hour if the lender that has offered you a loan provides this service. In some instances, it can take up to 5 working days for a loan to be in your bank account. The lender will inform you when to expect the funds into your bank account.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Credit is available to 18 years and over. All loans are subject to status. A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short term loan provider and does not make loan or credit decisions. We are a credit broker, providing loan matching services and help connect consumers interested in obtaining short-term payday loans, installment loans, guarantor loans and secured loans in amounts between £100 and £5,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.