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Unsecured Loans

Unsecured Loans

Getting a loan with no security and a bad credit rating can be nearly impossible if you don’t have Pixie Loans handling the work for you!

We specialize in dealing with applicants who stand little to no chance of borrowing a loan directly from a bank. If you are in dire need of money and think you stand no chance, allow us to help you!

What is an unsecured loan?

Have you ever wished you could acquire a personal loan without having to present ‘security’ in return? This ‘security’ is something valuable that would pay for the remaining loan amount in case you default.

Yet, it seems difficult when you have nothing to present as security in return for the cash you need.

For this reason, Pixie Loans is here to help you! We offer to provide you with a lender that provides unsecured personal loans, allowing you to borrow an amount of money that can be used to pay off an emergency or debt. 

But why would anyone offer you a loan without any security?

When no one else can, Pixie Loans has a great panel of lenders that will try their best to come to your rescue.

Many of these lenders partnered with us are some of the more popular names in the industry. They will do their utmost to help provide finance to people who have applied for a loan through us. Moreover, they are quick to accept the application once approved, and could lend the loan money on flexible terms.

Like us, our lenders to believe in helping people in their times of need. So, be reassured that an unsecured loan borrowed through us will help smooth out things!

Representative 546.1% APR. Representative example: £200 repaid over 3 monthly instalments of £134.76. Total charge for credit £404.27. Interest £204.27. Interest rate 546.1% (fixed)

Can you get an unsecured loan with a bad credit rating?

A bad credit rating does not necessarily make you ineligible for an unsecured loan. There are many brokers like us in the UK who have partnered with lenders willing to offer cash to many who need help.

Although your credit score does have an impact on your loan application, unlike when applied directly through banks, we at Pixie Loans try our best to match you with a lender who is ready to extend a helping hand.

What are the criteria to borrow a personal loan?

A personal loan is an amount borrowed to fulfil personal needs that may include paying for home improvement, planning a wedding or consolidate debt.

What most people get confused about is can they apply for a personal loan? What are the criteria and how can they be sure they are eligible for it?

When applying for a personal, unsecured loan through Pixie Loans, here are the minimum requirements:

  • You should be 18 years or above
  • Should be a resident of the UK
  • You should have a regular income
  • A bank account with a salary deposit

If you think you tick all the boxes, you’re more than welcome to apply for a personal loan!

The same criteria are followed for an unsecured loan. With this in mind, if you think you’ve been stuck in deep waters of “debt” with a bad credit rating that’ll impact your loan application negatively, contact Pixie Loans because we promise to help you either way!

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