Lending Stream

Lending Stream, a brand under the ownership of Gain Credit, are a short term payday loan lender, offering new customers loans from £50 to £800.

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300%

Fixed annual interest rate

1333%

APR Representative

£50-£1500

Loan amount

6 or 11 month

Repayment terms

Representative example: Borrowing amount – £200 for six months. Fixed annual interest rate – 292%. Representative APR – 1333% APR. Monthly payment – £64.44. Total interest paid – £186.61. Total amount repayable – £386.61

Features & Benefits

Speed

If accepted, your Lending Stream short term loan can be in your bank in 90 seconds

Early repayments

You can repay the loan early and save money

Bad credit loans

They provide bad credit loans as well as good credit loans.

Payday Loan – eligibility

You must be able to show that you can easily afford the Lending Stream repayments for the payday loan, along with any other financial commitments that you have.

Age

You must be over the age of 18 years old to apply.

Income

You must have an income of £400 or a more a month and employed

Credit Rating

They look at your current financial situation, not just your history.

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About Lending Stream

All new customers are offered £50 to £800 short term loans. They will offer existing or returning customers the opportunity to apply for loans up to £1,500. The standard loan term is six months (six monthly payments) and their representative APR is 1333%. While there are no upfront or hidden fees and no charges for early repayment, Lending Stream do charge a late payment penalty of £15 should you miss a pre agreed payment date.

The application process is quick and completed online - although if they require further information or clarification of details, these may need to be confirmed by telephone, email or fax.

As a Lending Stream customer, you will be able to track and monitor your account/outstanding loan via an online account. Customers can see the status of their loan, including details such as their most recent payment, payment history and the balance of the loan.

If approved, you may receive cash through an Express Cash Transfer option , if your bank support this function. There will be no extra charge for this. The transfer process into your account can begin within within 15 minutes after final short term loan approval. The time that it takes for cash to appear in your account will depend on your bank's policies and procedures.

Lending Stream has been providing short-term loans since 2008 and is a member of the BCCA and CCTA.

They have a 5 star customer rating.

How To Apply

Lending Stream is one of many lenders that we work with and if you match their criteria, we will ask them to consider your application. Apply now and get a decision in minutes;.

You must be in regular employment
Over 18 years of age
UK resident
Can provide three (3) year address history

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Representative 225% APR. Representative example: £400 repaid over 3 monthly instalments of £186.18. Total charge for credit £558.55. Interest £158.55. Interest rate 255% (fixed) APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

Please note that we are not a direct lender. We offer a loan matching service. We connect you with lenders to find the best loan for you. There's no fee to use our service, but a small number of services introduced through our platform may include a monthly fee. We might earn a commission for us referring you to them.

Pixieloans.co.uk is a trading style of Maxed Up Media Ltd. Company registered address: Maxed Up Media Ltd, Adamson House, Towers Business Park, Wilmslow Road, MANCHESTER, M20 2YY. (Company number 07162006). Maxed Up Media is an appointed representative of Serpable Ltd and regulated by the Financial Conduct Authority under reference 848096. (Serpable Ltd is authorised and regulated by the Financial Conduct Authority under reference number 799104)

* Loans can be paid into your bank account in less than one hour if the lender that has offered you a loan provides this service. In some instances, it can take up to 5 working days for a loan to be in your bank account. The lender will inform you when to expect the funds into your bank account.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Credit is available to 18 years and over. All loans are subject to status. A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short term loan provider and does not make loan or credit decisions. We are a credit broker, providing loan matching services and help connect consumers interested in obtaining short-term payday loans, installment loans, guarantor loans and secured loans in amounts between £100 and £5,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.