WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
  1. Home
  2. Guide
  3. Unsecured Loans

Unsecured Loans

Unsecured Loans

Getting a loan with no security and a bad credit rating can be nearly impossible if you don’t have Pixie Loans handling the work for you!

We specialize in dealing with applicants who stand little to no chance of borrowing a loan directly from a bank. If you are in dire need of money and think you stand no chance, allow us to help you!

What is an unsecured loan?

Have you ever wished you could acquire a personal loan without having to present ‘security’ in return? This ‘security’ is something valuable that would pay for the remaining loan amount in case you default.

Yet, it seems difficult when you have nothing to present as security in return for the cash you need.

For this reason, Pixie Loans is here to help you! We offer to provide you with a lender that provides unsecured personal loans, allowing you to borrow an amount of money that can be used to pay off an emergency or debt. 

But why would anyone offer you a loan without any security?

When no one else can, Pixie Loans has a great panel of lenders that will try their best to come to your rescue.

Many of these lenders partnered with us are some of the more popular names in the industry. They will do their utmost to help provide finance to people who have applied for a loan through us. Moreover, they are quick to accept the application once approved, and could lend the loan money on flexible terms.

Like us, our lenders to believe in helping people in their times of need. So, be reassured that an unsecured loan borrowed through us will help smooth out things!

Representative 546.1% APR. Representative example: £200 repaid over 3 monthly instalments of £134.76. Total charge for credit £404.27. Interest £204.27. Interest rate 546.1% (fixed)

Can you get an unsecured loan with a bad credit rating?

A bad credit rating does not necessarily make you ineligible for an unsecured loan. There are many brokers like us in the UK who have partnered with lenders willing to offer cash to many who need help.

Although your credit score does have an impact on your loan application, unlike when applied directly through banks, we at Pixie Loans try our best to match you with a lender who is ready to extend a helping hand.

What are the criteria to borrow a personal loan?

A personal loan is an amount borrowed to fulfil personal needs that may include paying for home improvement, planning a wedding or consolidate debt.

What most people get confused about is can they apply for a personal loan? What are the criteria and how can they be sure they are eligible for it?

When applying for a personal, unsecured loan through Pixie Loans, here are the minimum requirements:

  • You should be 18 years or above
  • Should be a resident of the UK
  • You should have a regular income
  • A bank account with a salary deposit

If you think you tick all the boxes, you’re more than welcome to apply for a personal loan!

The same criteria are followed for an unsecured loan. With this in mind, if you think you’ve been stuck in deep waters of “debt” with a bad credit rating that’ll impact your loan application negatively, contact Pixie Loans because we promise to help you either way!

Apply Today
FREE personalised quote Upto £5,000 cash loan Secure & encrypted
Apply Today
customer image
13,000+ customers empowered each month
request image
£11.1m+ requested each month
loan calculator image

Recent posts

Representative 546.1% APR. Representative example: £200 repaid over 3 monthly instalments of £134.76. Total charge for credit £404.27. Interest £204.27. Interest rate 546.1% (fixed). APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

Pixieloans.co.uk is a trading style of Maxed Up Media Ltd. Company registered address: Maxed Up Media Ltd, Adamson House, Towers Business Park, Wilmslow Road, MANCHESTER, M20 2YY. (Company number 07162006). Maxed Up Media is an appointed representative of Serpable Ltd and regulated by the Financial Conduct Authority under reference 848096. (Serpable Ltd is authorised and regulated by the Financial Conduct Authority under reference number 799104)

*loans can be paid into your bank account in less than one hour if the lender that has offer you a loan provides this service. In some instances, it can take up to 5 working days for a loan to be in your bank account. The lender will inform you when to expect the funds into your bank account.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Credit is available to 18 years and over. All loans are subject to status. A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short term loan provider and does not make loan or credit decisions. We are a credit broker, providing loan matching services and help connect consumers interested in obtaining short-term payday loans, installment loans, guarantor loans and secured loans in amounts between £100 and £5,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.

© PixieLoans. All rights reserved

We value your privacy

We use cookies to ensure you get the best browsing experience and service from us, as well as for marketing, analytics, and personalised advertising. By clicking "Accept all and continue", you consent to our use of cookies. If you want to know more, you can read our cookie policy.